What do people who have their money accounts in credit unions think of them? Is it easier to get a loan thru a credit union versus a bank? What are the best benefits by having your account in a credit union? I am thinkin about about putting our accounts in a credit union, because my bank is nickel and diming me, to get as much money before the new laws take effect on July 1st. I would appreciate any advice, thank you.
Responses (2)
Credit unions are fine, they are just as safe as any major bank. The rates they charge on loans is generally cheaper than banks, home loans are cheaper and with less stress. All the ones I've been a member with treat you with respect. One of the benefits is your family members can join for $5.00
You are so right, I have have had very good relationships with credit unions .
I am assuming you have direct deposit? Have you gotten a loan thru a credit union, or refinaced thru a credit union? I was wondering if it was easier to get a loan or even refinace a home thru a credit union.