What are the protection & prevention for the identity theft?
- Posted:
- 3+ months ago by jamelshalu
- Topics:
- thief, protection, identity
Answers (4)
There are several types of protection.
First is fraud alerts. This is where you can contact the 3 credit bureaus and have them put a freeze on your account. What this does is deny access to anyone who would try to fraudulently open accounts in your name. Be sure to "unfreeze" it though before applying for any loans, such as a house or car, because if you don't then creditors can't get access to your information and can't approve your loan.
Another common type of protection is credit monitoring. This involves plans which monitor the 3 credit bureaus and send out an alert whenever any activity occurs, such as a change of address or an application for credit, and then sends you an alert when there is activity to make sure it was you.
The third type of plan monitors your credit to send alerts when needed, but then goes one step further and actually goes to work to restore your identity if it's been stolen. This saves you an enormous amount of work and TIME.
I hope this has helped to answer your question.
Here are some ways to avoid being a victim of identity theft:
Don't access secure websites, such as online banking, from shared computers or in public.
Use the privacy settings on social networking sites to ensure you're only sharing information with those you trust.Only provide your Social Security number when necessary, such as for employment, tax forms or bank records.Be careful opening files, links, emails, etc. from unknown sources or from a friend's account that may have been hacked.Check the security of online stores before you purchase. Shred all sensitive information before throwing in the trash.When sharing personal information with certain professionals, such as tax preparers or mortgage lenders, be sure to choose companies you trust. You can consult a criminal defense lawyer from criminaldefenseattorney.pro if you know someone who is a victim of the said crime.
Hello,
Unfortunately, we cannot trust our information anywhere anymore. Banks, government databases, you name it, they are all getting breached all of the time. Now, they have made some changes to their infrastructure and the they seem to be a lot more secure, but there’s still a major problem taking place out there right now. Too many people are too trusting and more careless with their information, they’re practically inviting thieves to take over their lives by falsely using their identity.
Now, we must all be much more vigilant and stay on top of our own lives and personal details. But is it enough? Well, not really, but it’s better than nothing and we will most likely minimize the risk by taking certain measures. I read some great blog posts on how we can prevent identity theft by taking the time to take some small, simple steps. Some of the information was a bit surprising, but certainly a helpful resource and interesting take on this issue.