I can never find something affordable, I literally make under 400 a month and I have a savings account but I still need to save. It's hard, but I desperately need somewhere to stay. I have been looking for roommates but they want to much, I have been looking and looking and searching none stop for a place. I don't live with my parents, I am technically responsible for my self right now and the place I'm staying at, I can't stay for too long. I seriously need guidance. I live in Colorado, the cost of living out here is expensive. I try to qualify for low income and financial aid, but the process takes too long. I can't afford to move to a different state, I mean I can... but then what? I really need someone who is experienced with this type of stuff because no one taught me squat
Answers (2)
Every teenager is taught squat, so you are not being picked on. Get a simple job and a cheap pad within walking distance. That is so you don't have to waste your money on transportation. Walk down the street, go into every door, and ask if they are hiring. Not "taking applications", actually hiring. Ask the coworkers where you can find a place to stay on what you make there. Save half of everything you earn. Yes, half. To start, get your money out of that savings account. Keep your savings in gold or silver coins which you do not store in anybody else's vault. (IOW hide them at home.) Spend your evenings studying investment books at the public library. When you are smart enough then you can make other investments. If you earn ten bux an hour and save half, in only ten years you will have A HUNDRED THOUSAND BUX not counting interest or capital gains or paper profits: only principle. There is no other plan that will give you a net worth above zero in only ten years. And there is no school that will teach you any such thing.
Does this plan work? Andrew Carnegie worked five years, saved his wages, and then put it all into a tech stock: telegraph. You might have heard the name. His hobby was building concert halls and libraries.
A lot of people totally hate gold and silver. Don't listen to them. The nation is collapsing, and the only way to preserve your savings is to have metal. Some people even store copper pennies.
Gold and Silver can leave you with too low prices to sell them to achieve even par you need a checking account unless you feel wanted or too modest, you need to keep m/oney over in a savings account You can also lose on one stock unless you do not spend more than ten percent of your savings on it , if inexperienced sell when you make as of three dollars and then buy again you can do this daily in the evenings unless you have good value like IBM, Caterpillar, Apple, AAPL, Coca Cola, KO, Johnson & Johnson´s , Smith-Kline Beckman, Pfizer´s , you can buy them now because they save the lives of genocide wounded, if it is for small amounts, Xerox, AT & T, Chevron, Wal-Mart, or a Dow Jones equities fund,
You need to keep a safe even if you hide some of gold or silver at home or you can suffer a fatal robbery always offer something precious to the robber, and then report to police or ask your brother or neighbour to or write a letter on the crime with certified identification in case you are very modest and do not want to face the risk of imposed fornication at gunpoint
You need a screw in the wal/l and lock weighted safebox at home which needs to placed in furniture with doors or inside a deep drawer that is not opened usually your parents should be told about it, unless they steal your m/oney or control its use forbidding you to spend it as you choose and then you still risk some fatal mur/derer robber can come or someone hide the key and if you have you can still leave some with a friend as a third option if the friend is dishonest do not insist and risk your like, a priest may be honest as a fourth option,
you can also keep some in a lone plot but police might arrest you on suspicion and it is not modest, careful not to be tricked by a ladies´man he is forbidden except in Nebraska he engages in Pimping and Prostitution and will even use it to abduct you, nor by a Madame!!! she does the same and however nice she looks she can abduct and destroy you even further and even starve you to death she is something of a bad Witch too do not believe any are so Good
you can also see if you can go to stay at free flat offer www.stay4free.com is the answer of course you could run the danger of a serial killer deviate couple or abductor or enslaver confiner family less common with a paid landlord or landlady it has Colorado the answer is www.stayforfree.com
www.stay4free.com is the place for you to find accomodation in Colorado it is www-stay4free.com
I advise against using a safe. A big safe might cost more than what you put in it, and a little safe can be carried away. In either case, a safe is like a billboard saying "I'VE GOT SOMETHING WORTH STEALING!" Put your goodies in a cardboard box in the closet and put Christmas ornaments on top. Do not bother with the fake electric outlets or deodorant cans or dark spaces under furniture; burglars know those very well.
Yes, you sort of need a checking account so you can get a debit card, but avoid writing checks. You don't need a savings account, except that you have to have one to get a checking account with a credit union. Do not deal with banks. Only a credit union. Go to fee.org and mises.org to learn a few things.
the answer is www.stay4free.com they have Colorado it is at Littleton, and other places, I do not know if for sure there is no danger of deviate, or enslaving, or paranoid, calumniator or dangerous killer offerers or couples, or if it is Modest but it is the answer just open www.stay4free.com and search for Colorado
Thank you so much for all of these suggestions, I appreciate your help
Thank you so much for your advice. I have a job working for 9.30 and hour but it would be helpful to find something that pays more. Also I will look into the gold and silver thing.. lol never heard of such a thing but I will, again thank you