Hello, I was wondering if anybody has found a legitimate program that helps reduce student loans. As of late I have been struggling to pay off my loans, and every time I inquire information from a cite that claims to help reduce student loans they ask me for payment before anything is actually done. Also if I were to pay them its still not guaranteed to help my situation, and I am not entirely sure how much of an effort they are putting towards my situation Surely, I am not the only one in this situation but doesn't it seem counterproductive to ask somebody for a payment, when they are struggling to pay off any other debt?
Well if you stop by and are able to help thank you.