A guy takes his wife out to dinner on his birthday but when he tries to pay with his card it is refused. He checks his other cards and they are refused too. Cant remember how but he loses contact with his wife, then everything else steadily goes from bad to worse and when he thinks he has lost everything in his life he jumps off the roof of a building only to land in a large air bag which saves him. Turns out it was all one big practical joke set up by his brother but with everyone else cooperating!