We are older (60's) and want to get married, but my health insurance comes from Medicaid. I only get $700 a month from SS. If I marry, I will lose my health benefits. My fiancé doesn't have them, either, but he has much more money than I do. We are thinking of not legally getting married, but having a commitment ceremony instead and hopefully, we can make it legal someday. My fiancé says he will write a will that takes care of me, if something should happen to him. Is this advisable? Thank you in advance.