Would it be possible without putting them on the deed? I live in Buffalo New York if that is any help.I would be able to pay for all of the bills without needing anyone else s income but I think it would help my odds in getting approved. Lastly I was wondering if I could put their income on the application but only use my credit score. I have very good credit and the person who s income I would use does not. Thanks for any answers :)!?