Answers (1)
Well you should hear from them if the debt is legit or not in order to prove it it has to go to court they would serve you then they go to court to prove it is your debt and the judge would acknowledge the fact and sign the order then you would get phone calls because they want their money.
I think it has to be at least 1-3 years then they would have if available someone could buy the account then they would try coming after you again plus they try everything in their power to not lose the account.
Thanks. Would they not have to write it off if it's taken so long to prove it? It was a company who moved debt to a different company without letting me know.. They didn't change payment deal, then a few months down the line start asking me for money but I didn't know who they were.. I asked them to confirm debt and 6 months plus they inform me its from an old store card I had in 2006...