My wife has a family plan through her work they said I must pay for insurance through my work and use her insurance as a secondary insurance. Is this correct or even legal. Why can't we be covered on her policy only and not have to purchase two insurance plans?
Answers (4)
It is absolute fine to get multiple individual or family health insurance.
"Why can't we be covered on her policy only and not have to purchase two insurance plans?" - She must own an individual health insurance policy. She should contact to related insurance agent to change individual insurance policy into family policy one.
You can always have multiple insurance. However, with regard to your concern that you could not be covered on her insurance policy, that would depend on the policy she purchased on. You can ask your wife to check whether or not she could still modify her policy. Some insurance company support this, and some don't. You can also check on your insurance company from accidents-happen.com and determine on their offers.