After I get my associates, I will transfer to a university out of state to complete my Bachelors. As a pre med student, It is almost impossible for me to get a job. My schedule is insane. I was thinking what should I prioritize when it comes to finance. Should I wait until I am 23 to get a checkings account and credit card since I will be able to have a job. Should I start a savings account now since I have a few hundred dollars save? What should I do?