I was in a car accident on dec 8 2010 i have been going to therapy ever since the did a MRI and found 2 herniated disc in my lower back and 1 in my neck the Dr. want me to get a steriod shot in my back and my neck next week i really need some money because i had to use all the money i had buying a new car and paying off the rest of my car that the insurance company didnt and taking off of work how long does it usually take to settle on a amount because my hours at work are changing and im not able to go the therapy 3 day a week just 1 and is there a way that the attorny or insurance company can pay me some money and still continue with treatment