How do you know if your boyfriend is holding off marriage?

I might not be old enough but, I think when he does not give you the ring yet.
hey if I'm not right its Cause I'm only 10!

When considering marriage, good communication is key. How does he feel about marriage? What do expect to give and gain from marriage?

Some other points to consider are:
How do you treat your parents and siblings? Do you often lose your self-control with them, perhaps using harsh or sarcastic language to make a point? What would they say about you in that regard? How you deal with family members indicates how you will treat a mate.—Ephesians 4:31.

Are you positive or pessimistic? Are you reasonable, or do you always insist on doing things a certain way—your way? Can you keep calm when under pressure? Are you patient? Cultivating the fruitage of God’s spirit now will help you prepare for being a husband or a wife later.—Galatians 5:22, 23.

How well do you handle money? Are you often in debt? Can you hold down a job? If not, why not? Is it because of the job? The employer? Or is it because of some habit or trait that you need to work on? If you have trouble handling your own finances, how will you manage those of a family?—1 Timothy 5:8.

Hope this helps!