Health Insurance For my child?

If you’re self-employed or you don’t qualify for health insurance through your employer, you can purchase an independent family plan on the Affordable Care Act (ACA) Marketplace. ACA family plans are more affordable than buying an individual plan for each member of your family.

Every plan you see on the ACA Marketplace includes at least the 10 legally required essential health benefits for both you and your child. Some essential benefits include preventive care, vaccinations, lab tests, and hospitalization. ACA plans must also cover vision and dental care for any children under the age of 19 on your plan.

Children's Health Insurance Program (CHIP) is a low-cost health insurance program for families who earn too much money to qualify for Medicaid. Each state has its own standards for CHIP income regulations. CHIP also covers pregnant women in some states.

The specific health insurance options available to you will depend on where you live, how much money you earn, and your family size.

Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. Children can join or remain on a parent's plan even if they are: Married.
Children and teens can stay covered as long as they qualify. You'll need to renew their coverage once a year.