 |
Hi all,
I had a little , tiny accident on the road this Tuesday where we have scratched each other bumpers and we have decided that it was nothing as we had just a little scratch which is almost not visible and decided that it was 50/50 and we will not contact our insurance companies about it, but I just would like to cover myself, is it 24 hours they give you to report an accident?
So if my insurancde company still didn't call me, does it 100% mean that the other person didn't report it?
You do not have to report an accident to the police unless injury has occurred.
If it had or it has blocked the road in anyway, you are required by law to tell the Police within 24hrs. You may need to check your Insurance policy as to.incident reporting, but I have, friends & colleagues in the same situation, have not contacted their Insurance & have been ok. Interestingly, one incident where the other party did later to go back on the agreement, just resulted in my colleague handing it over to his Insurance company (well past the 24hrs), without any problems.
You are right to check, as you do not want the risk of having your insurance void.
Check your policy. If the other party does claim, you will be contacted by their solicitor ( as per my colleague) or by his Ins
Hope is of assistance.
