My truck was parked outside of my home. I was downstairs and get a knock on my door. The neighbor is informing me a guy hit my car, sat there trying to restart his car. After his car failed to start he climbed out of his car and was stumbling like he was dazed from impact or being drunk. The individual then began to run off on foot. The police were on there way over while I was chatting and getting the rundown from the neighbor when a guy is walking up the street. My neighbor says hey thats the guy. The police were at that exact moment pulling up, and the person that was walking up took off running. The cops didn't catch up to that individual until later that evening. They caught him at the registered address of the vehicle. However now the insurance company is stating that the owner of the vehicle isn't liable for the damages because his vehicle was stolen. The owner of the vehicle left his keys in his car cand passed out inside his home drunk. Someone stole his car while he was passed out. My neighbor was inside and asleep by the time the police caught up with the guy and wasn't available to id or make a statement. Now this guy is about to avoid being liable for my damages to my car, which are extensive, but he's also going to get away with a dui hit and run. Think about dui hit and run on your neighborhood street while you are relaxing in your house. So just in case it gets down to it that he doesn't get held responsible for the dui I want to make sure my damages are covered. So would leaving your keys in a car thats not in a enclosed garage or parking structure could violate such law or doctrine?