I'm 23 and I filed for bankruptcy. I'm suppose to get my discharge this month. I need a car because I would like to pursue further education. My credit is in the 560's. I know my interest rate will be high if i do finance a car. I don't have enough to buy a car outright. I don't know how long it takes to raise my credit. On my report i have no credit history since i never owned a credit card or have any trail of credit. which brought me down. should i wait till i get my discharge, get a secured credit card and build or should I co sign with my mother who so my interest wont be so high? My main focus is getting a car the best possible way. Thank you!